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Peoples Savings

The safe and secure regular savings account that allows easy access to your money.

  • Minimum opening deposit - $100.00
  • The daily balance method will be used to calculate the interest on your account
  • Interest will compound and credit monthly
  • $100.00 minimum daily balance required to avoid a $5.00 monthly maintenance fee
  • 2 withdrawals at no charge per month, $3.00 each in excess of 2
  • Unlimited 24 hour phone access to your account
  • Quarterly statement provided

Young Savers

Available to young people age 18 and younger. Must be joint with parent, grandparent or legal guardian.

  • No minimum opening deposit required
  • No minimum balance requirement
  • No monthly maintenance fee
  • 2 withdrawals at no charge per month, $3.00 each in excess of 2
  • No check writing capability
  • The daily balance method will be used to calculate the interest on your account
  • Interest will compound and credit monthly
  • Unlimited 24 hour phone access to your account
  • Quarterly statement provided

Christmas Club

A savings plan for the holiday season.

  • $1.00 minimum deposit to open
  • No minimum balance required to earn interest
  • No maintenance fee
  • Interest will be credited to the account annually
  • Account will pay out annually by check or transfer
  • Early close out fee - $25.00

Peoples Money Market

A high yield interest-earning account for individuals maintaining higher balances.

  • Minimum balance to open if $1000.00
  • Earns the announced tiered competitive money market interest rate
  • $10.00 maintenance fee will be deducted if the balance drops below $1000.00 on any day during the statement period
  • Maximum of 6 preauthorized withdrawals or transfers per month
  • Unlimited 24 hour phone access to your account
  • Monthly Image Statement

Transaction Limitations: Federal banking regulations limit you to six pre-authorized, telephone or on-line transfers to your other PCNB Accounts or to third parties. Additionally, this limitation includes checks, drafts or similar orders you make payable to a third party. The limitation applies per statement period. If you routinely exceed these limitations, the Bank may close the account or convert it to a checking account.

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FDIC

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