Peoples Savings
The safe and secure regular savings account that allows easy access to your money.
- Minimum opening deposit - $100.00
- The daily balance method will be used to calculate the interest on your account
- Interest will compound and credit monthly
- $100.00 minimum daily balance required to avoid a $5.00 monthly maintenance fee
- 2 withdrawals at no charge per month, $3.00 each in excess of 2
- Unlimited 24 hour phone access to your account
- Quarterly statement provided
Young Savers
Available to young people age 18 and younger. Must be joint with parent, grandparent or legal guardian.
- No minimum opening deposit required
- No minimum balance requirement
- No monthly maintenance fee
- 2 withdrawals at no charge per month, $3.00 each in excess of 2
- No check writing capability
- The daily balance method will be used to calculate the interest on your account
- Interest will compound and credit monthly
- Unlimited 24 hour phone access to your account
- Quarterly statement provided
Christmas Club
A savings plan for the holiday season.
- $1.00 minimum deposit to open
- No minimum balance required to earn interest
- No maintenance fee
- Interest will be credited to the account annually
- Account will pay out annually by check or transfer
- Early close out fee - $25.00
Peoples Money Market
A high yield interest-earning account for individuals maintaining higher balances.
- Minimum balance to open if $1000.00
- Earns the announced tiered competitive money market interest rate
- $10.00 maintenance fee will be deducted if the balance drops below $1000.00 on any day during the statement period
- Maximum of 6 preauthorized withdrawals or transfers per month
- Unlimited 24 hour phone access to your account
- Monthly Image Statement
Transaction Limitations: Federal banking regulations limit you to six pre-authorized, telephone or on-line transfers to your other PCNB Accounts or to third parties. Additionally, this limitation includes checks, drafts or similar orders you make payable to a third party. The limitation applies per statement period. If you routinely exceed these limitations, the Bank may close the account or convert it to a checking account.
